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Brand-new roof installed on 1/23/2026. Welcome to this stunning and currently the only single-family home in the coveted Tops'l community. This exceptional 3-bedroom, 3-bathroom residence offers the perfect blend of luxury, comfort, and investment potential. Whether you're searching for a primary home, vacation retreat, or income-producing property, this home truly has it all.

From the moment you step inside, you'll be captivated by the gorgeous flooring that flows seamlessly throughout the home. Large, picturesque windows flood the living spaces with natural light, creating an inviting and airy atmosphere.

The spacious kitchen is a chef's dream, featuring modern appliances, ample cabinetry, and a convenient breakfast bar—perfect for both everyday living and entertaining.

The expansive primary suite serves as a private retreat, offering plenty of room to relax and unwind. The spa-like primary bath showcases a stand-alone soaking tub, a large walk-in shower, and beautiful finishes that create a serene, tranquil feel.

Step outside to your private, screened-in pool, ideal for those who want their own place to dip in and unwind while on vacation. The large backyard provides ample space for outdoor activities and the opportunity to create your own private oasis.

Additional highlights include a short-term rental, friendly subdivision, making this an outstanding investment opportunity.

This home also offers access to exceptional resort-style amenities, ensuring every day feels like a getaway. Whether lounging poolside, entertaining on the covered back patio, or enjoying the spacious interiors, this home delivers the ultimate in luxury living.

Schedule your private showing today!
#790492

Miramar Beach

75 Sierra Dunes Drive

3 Beds

3 Baths

1,769 Sq.Ft.

$920,000

MLS#: 790492

Under contract, accepting back up offers. Welcome to 3111 W 22nd Street in Panama City! This beautifully updated home offers peace of mind and modern upgrades throughout, with the majority of improvements completed after Hurricane Michael. From the moment you arrive, you'll appreciate the care and attention that has gone into maintaining and updating this property.

Inside, you'll find a fresh, move-in ready feel with updated features that blend comfort and functionality. The spacious lot provides plenty of room to enjoy outdoor living, gardening, or entertaining. A well is located on the property that was previously used for the sprinkler system, though it is currently not operational.

Conveniently located near shopping, dining, schools, and just a short drive to local beaches, this property offers both comfort and convenience in the heart of Panama City. Whether you're searching for a primary residence, investment property, or your next home sweet home, this one is a must-see!
#790332

Panama City

3111 W 22nd Street

3 Beds

2 Baths

1,275 Sq.Ft.

$249,000

MLS#: 790332

Now available to rent in the centrally located Brentwood Estates subdivision. This 3 bed 2 bath home features LVP flooring throughout and an electric fireplace in the living area. The main bedroom has a large walk in closet, double vanity sinks and a jacuzzi tub as well as a shower stall. There is extra storage in the garage and the yard is privacy fenced so pets welcome (with fee). This home has been well cared for and is near the end of the cul de sac street. Close to dining and shopping in Panama City and Callaway. Less than 10 miles from Tyndall Air Base. Ask about discounted security deposit for Active Duty Military.
#790478

Panama City

3545 Brentwood Place

3 Beds

2 Baths

1,617 Sq.Ft.

$1,950

MLS#: 790478

Nestled in the highly sought-after community of Summer's Edge, this beautifully maintained 3-bedroom, 3-bath coastal cottage offers the perfect blend of charm, comfort, and location. Just a short stroll to Eastern Lake, the sugar-white beaches of Scenic 30A, deeded neighborhood beach access, and two private pools, this home captures the essence of relaxed beach living while offering exceptional potential as a vacation retreat or short-term rental investment.  From the moment you arrive, the oversized front porch invites you to slow down and unwind. Recently upgraded Trex composite decking on both the front porch and second-floor balcony adds beauty and low-maintenance durability. Offered fully furnished and is move-in ready.  Inside, you'll find real hardwood flooring, crown molding, recessed lighting, and an open, light-filled layout enhanced by oversized custom windows. Built-in shelving and cabinetry add warmth and character to the living area, while the kitchen features stainless steel appliances, generous counter space, a breakfast bar, and an open dining area perfect for gathering. The first floor also offers a full bath, pantry, laundry area, flexible bonus sleeping space, and backyard access.  Upstairs, coastal-inspired finishes, raised ceilings, and new carpeting create a peaceful retreat. The primary suite features balcony access and a beautifully remodeled spa-style bath with cathedral ceilings, skylight, teak double vanity, freestanding soaking tub, and a custom floor-to-ceiling tiled shower. Guest bathrooms have also been tastefully updated with premium finishes.  A rare opportunity to own a turnkey beach cottage in one of 30A's most desirable communities--where every day feels like vacation.
#1004180

Santa Rosa Beach

44 N Ryan Street

3 Beds

2 Baths

1,823 Sq.Ft.

$1,299,900

MLS#: 1004180

Welcome to peaceful waterfront living in the highly desirable Robledal Estates community...where winding oak-lined roads, quiet cul-de-sacs, and breathtaking sunsets create the perfect Emerald Coast lifestyle. This bayfront home is perfectly positioned to capture some of the most remarkable evening skies imaginable, with calming water views stretching right from your own backyard. 3 Bed / 2 full bathrooms 

Inside, the home features soaring 13-foot vaulted ceilings that make the living spaces feel open, bright, and inviting. The split floor plan offers privacy and functionality, with water views from the kitchen, living room, and two of the bedrooms. The third bedroom is thoughtfully positioned toward the front of the home, making it ideal for guests, an office, or additional family space.

Enjoy two full bathrooms, a deep oversized laundry room, and a spacious double-car garage with plenty of room for storage. The home still features some original interior finishes, giving the next owner a wonderful blank canvas to design and customize the waterfront retreat they've always envisioned. One of the biggest recent upgrades? The architectural shingle roof was replaced just a few months ago, a major benefit for both peace of mind and potentially achieving a more favorable insurance quote.

Step outside and truly embrace the waterfront lifestyle. Early mornings and peaceful evenings bring dolphins, kayakers, paddleboarders, fishermen, and coastal wildlife right past your backyard. Relax under the shade of mature oak trees while enjoying the bay breeze and unforgettable sunsets that make this location so special.

Tucked away among other beautiful waterfront homes, this peaceful setting still keeps you conveniently located only approximately 16 minutes from the white sandy beaches of Navarre Beach.

Best of all, there is no HOA whatsoever. Bring your vision, your boat, and your creativity to make this property your own waterfront masterpiece.

Need ideas for a dock or seawall? Please inquire -- we're happy to help connect buyers with local resources and quotes to make your waterfront dreams a reality.
#1004123

Navarre

6627 Calle De Laurel

3 Beds

2 Baths

2,262 Sq.Ft.

$685,000

MLS#: 1004123

Discover coastal living at 105 Circle Drive, an Affinity Custom single-family home built in 2022 on the desirable beachside of Hwy 98 in Mexico Beach. Less than 300 steps from the sugar-white sand and emerald waters of the Gulf, this fully furnished 5-bedroom, 3-bath coastal retreat offers comfort, flexibility, and strong rental appeal.  
Thoughtfully designed for personal enjoyment or guest use, the home is stocked. Inside, you'll find 9-foot ceilings, crown molding, a bright coastal feel, Samsung appliances, and a Samsung washer & dryer that convey with acceptable offer. Energy Star-rated systems, a tankless hot water heater with instant recirculating pump, impact-rated windows and doors, elevated construction, and X Flood Zone location add efficiency and peace of mind.
Two levels of expansive decks offer Gulf views and over 1,500 square feet of outdoor living space. Below the home, generous covered space provides parking, storage, and room for beach gear, golf carts, boats, RVs, games, casual seating, and post-beach gatherings. An outdoor shower adds convenience after a beach day.
Located near boat slips and boat ramp, this home offers beach access, boating convenience, rental potential, and coastal comfort. Circle Dr. away from Hwy 98 road noise, behind marina for quieter beachside feel.  No HOA fees, no shared walls, permitted short-term rentals, and the charm of laid-back ''Old Florida,''  ideal Full time residence, 2nd Home or Investment Opportunity. Discover coastal living at 105 Circle Drive, an Affinity -Custom single-family home built in 2022, located on the desirable beachside of Hwy 98 in Mexico Beach. This beautifully designed coastal retreat offers 5 bedrooms, 4 bathrooms, and is positioned approximately 300 steps from the sugar-white sand and emerald waters of the Gulf. Designed for both personal enjoyment and strong guest appeal, the home is being offered fully furnished (down to linens and kitchenware) and thoughtfully stocked to host many guests, turn key, rental or hosting ready. The efficient floor plan provides comfortable gathering spaces, privacy for guests, and an easy, low-maintenance beach lifestyle. Inside, you'll find 9-foot ceilings, crown molding, and a bright coastal feel throughout. The kitchen features Samsung appliances, and the Samsung washer and dryer convey with the purchase, making this a truly turnkey opportunity. The home also features a generously sized laundry room, Energy Star-rated systems, and a tankless hot water heater with an instant recirculating pump for energy efficiency and near-instant hot water throughout the home. Two levels of expansive decks offer beautiful Gulf views and create the perfect setting for morning coffee, evening breezes, and relaxing after a day at the beach. Below the home, generous covered space provides parking, storage, and room for beach gear, golf carts, boats, RVs, and more. This lower-level outdoor area extends the fun beyond the walls of the home and is ideal for cornhole, ping pong, yard games, coolers, casual seating, and post-beach gatherings. The outdoor shower makes rinsing off after the Gulf easy and convenient.

Built to current Florida coastal construction standards, the property features impact-rated windows and sliding glass doors, elevated construction, a durable coastal-grade roof, covered parking, outdoor shower, and convenient storage for beach and boating essentials. The home is located in the X Flood Zone and offers enhanced storm resilience.

Located just moments from the Mexico Beach boat slips and boat ramp, 105 Circle Drive offers the ideal combination of beach access, boating convenience, rental potential, and coastal comfort. The City of Mexico Beach owns and rents canal slips nearby by the day, week, month, or year. These 12-foot-wide slips accommodate many fishing boats, including boats with upper stations and towers.

This custom-finished, single-family residence offers the privacy and flexibility today's coastal buyers are looking for -- no shared walls, no attached neighboring homes, and no HOA fees. Circle Drive is one of the quieter streets in Mexico Beach, tucked away from Hwy 98 road noise and perfectly positioned behind the marina for peace, privacy, and a relaxed beachside feel with over 1500 square feet of deck.

Short-term rentals are permitted, yet the area maintains a quieter coastal atmosphere that appeals to full-time residents, second-home owners, and vacation buyers alike. Positioned on one of the few streets in Mexico Beach that is not a straight front-to-back roadway, the property also offers added ease for maneuvering boats, trailers, and golf carts.

Mexico Beach is loved for its sugar-white sand, emerald water, and laid-back ''Old Florida'' charm without the crowds, high-rises, or heavy traffic found in larger beach destinations. Families, second-home owners, and vacation renters are drawn here for the slower pace, beautiful beaches, boating, fishing, and strong sense of community. Conveniently located, Mexico Beach also offers easy access to Port St. Joe and Panama City for dining, shopping, entertainment, and travel convenience.
#1004172

Mexico Beach

105 Circle Drive

5 Beds

3 Baths

2,912 Sq.Ft.

$1,499,000

MLS#: 1004172

Single-family home built in 2022, built by Affinity with many custom upgrades inside and out. Located on the desirable beachside of Hwy 98 in Mexico Beach. This beautifully designed coastal retreat offers 5 bedrooms, 3 bathrooms, and is positioned approximately 300 steps from the sugar-white sand and emerald waters of the Gulf.

Designed for both personal enjoyment and strong guest appeal, the home is being offered fully furnished (down to linens and kitchenware) and thoughtfully stocked to host many guests, Turn-Key, rental or hosting ready.  The efficient floor plan provides comfortable gathering spaces, privacy for guests, and an easy, low-maintenance beach lifestyle.

Inside, you'll find 9-foot ceilings, crown molding, and a bright coastal feel throughout. The kitchen features Samsung appliances, and the Samsung washer and dryer convey with the purchase, making this a truly Turnkey opportunity. The home also features a generously sized laundry room, Energy Star-rated systems, and a tankless hot water heater with an instant recirculating pump for energy efficiency and near-instant hot water throughout the home.

Two levels of expansive decks offer beautiful Gulf views and create the perfect setting for morning coffee, evening breezes, and relaxing after a day at the beach. Below the home, generous covered space provides parking, storage, and room for beach gear, golf carts, boats, RVs, and more. This lower-level outdoor area extends the fun beyond the walls of the home and is ideal for cornhole, ping pong, yard games, coolers, casual seating, and post-beach gatherings. The outdoor shower makes rinsing off after the Gulf easy and convenient.

Built to current Florida coastal construction standards, the property features impact-rated windows and sliding glass doors, elevated construction, a durable coastal-grade roof, covered parking, outdoor shower, and convenient storage for beach and boating essentials. The home is located in the X Flood Zone and offers enhanced storm resilience.

Located just moments from the Mexico Beach boat slips and boat ramp, 105 Circle Drive offers the ideal combination of beach access, boating convenience, rental potential, and coastal comfort. The City of Mexico Beach owns and rents canal slips nearby by the day, week, month, or year. These 12-foot-wide slips accommodate many fishing boats, including boats with upper stations and towers.

This custom-finished, single-family residence offers the privacy and flexibility today's coastal buyers are looking for -- no shared walls, no attached neighboring homes, and no HOA fees. Circle Drive is one of the quieter streets in Mexico Beach, tucked away from Hwy 98 road noise and perfectly positioned behind the marina for peace, privacy, and a relaxed beachside feel with over 1500 square feet of deck.

Short-term rentals are permitted, yet the area maintains a quieter coastal atmosphere that appeals to full-time residents, second-home owners, and vacation buyers alike. Positioned on one of the few streets in Mexico Beach that is not a straight front-to-back roadway, the property also offers added ease for maneuvering boats, trailers, and golf carts.

Mexico Beach is loved for its sugar-white sand, emerald water, and laid-back ''Old Florida'' charm without the crowds, high-rises, or heavy traffic found in larger beach destinations. Families, second-home owners, and vacation renters are drawn here for the slower pace, beautiful beaches, boating, fishing, and strong sense of community. Conveniently located, Mexico Beach also offers easy access to Port St. Joe and Panama City for dining, shopping, entertainment, and travel convenience.
#790505

Mexico Beach

105 Circle Drive

5 Beds

3 Baths

2,912 Sq.Ft.

$1,499,000

MLS#: 790505

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS

This unit is turnkey ready for a rental investment. $51,000 in bookings for 2026 and the prime season is still ahead. $15,000 in new furnishings this year and $12,000 in new LVP throughout. 

Welcome to Unit 1507W at Splash Resort, a beautifully updated 2-bedroom, 2-bath Gulf-front condo offering unobstructed views of the emerald Gulf waters.
Two primary master suites overlook the Gulf and boast access to the largest balcony in the resort, (335 sq. ft.), with ensuite baths included, plus a bunk area for additional guests. The living room has a pull-out sofa and a fold out Murphy bed, comfortably sleeping 10 people total.
This fully furnished, turn-key unit features an open-concept layout, granite countertops, stainless appliances, a breakfast bar, and in-unit washer/dryer for convenience. New LVP flooring throughout and new furniture in the living and dining room. 
Splash Resort is one of Panama City Beach's most sought-after, family destinations. Owners and guests enjoy top-tier amenities including a beachfront water park, lazy river, splash pad, the famous Splash Bucket that dumps gallons of water on excited kids, 3 beachfront pools (one heated with a Jacuzzi), arcade, fitness center, and direct beach access with beach chair setups, a pool side bar and grill and BBQ areas. 
Just minutes from Pier Park, dining and attractions, Unit 1507W is perfect for short-term rental income or your own slice of paradise on the Gulf Coast. Proven rental history and high demand make this an opportunity you don't want to miss!
#790506

Panama City Beach

17739 Front Beach Road 1507W

2 Beds

2 Baths

1,505 Sq.Ft.

$715,000

MLS#: 790506

Welcome to this beautiful, move-in-ready, 3 bedroom, 2 bathroom, brick home in Navarre. Nestled on a cul de sac in the Biscayne Pointe neighborhood - just minutes away from the sugary white sands of Navarre Beach, grocery stores, and local shopping and dining spots. Excellent location for Hurlburt Field commuters! Biscayne Pointe includes deeded access to the Santa Rosa Sound with a community Beach walk and a covered dock. Excellent curb appeal with beautiful landscaping. Inside, this home is freshly painted and offers hardwood flooring throughout - with a split floorplan for ultimate privacy and functionality. The open concept Main living space features a front dining or office space with a large arched window with the most amazing view of the various colored hydrangeas in the front landscaping. The kitchen has wooden cabinetry with under cabinet lighting, granite countertops, stainless appliances, and a breakfast bar that flows into the living room - perfect for casual dining and entertaining. There is also an additional dining or office space at the back of the house - framed by windows all around to allow natural light to flow throughout. The primary suite offers a tray ceiling and an ensuite bathroom with double oversized  closets, a double vanity, and a walk-in shower. The large fenced-in backyard is ready for outdoor entertaining and al fresco dining! Schedule your showing today and call it your home on the Emerald Coast!
#1004141

Navarre

9318 Lucian Court

3 Beds

2 Baths

1,710 Sq.Ft.

$410,000

MLS#: 1004141

Beautifully updated and meticulously maintained single-story brick home in the sought-after Bayside neighborhood offering exceptional amenities including a community pool, pavilion, tennis and pickleball courts, playground, and a scenic bayfront dock. The beautifully landscaped exterior showcases new rock beds, greenery, flowering shrubs, and lush natural surroundings, all perfectly positioned against protected wetlands that provide exceptional privacy and peaceful views. Step inside to discover gorgeous LVP flooring throughout and a completely reimagined kitchen featuring waterfall quartz countertops, custom cabinetry, a spacious island, and new stainless steel appliances. Two walls were strategically removed to create an open-concept living and dining space filled with natural light, while elegant French doors now lead into a heated and cooled Florida Room--perfect for year-round enjoyment. The primary suite has been thoughtfully redesigned to maximize both comfort and storage, featuring a spacious walk-in closet created from the enclosed screened patio, dual vanities, additional built-in storage, and a beautifully updated walk-in shower. Major system upgrades provide peace of mind, including high impact windows and garage door, hurricane shutters, a full-house Guardian generator, Trane HVAC system (2017) with air cleaner, Trane mini-split system for the garage, and a Rinnai tankless water heater. This home is a must see!
#1004128

Miramar Beach

204 Bay Tree Drive

3 Beds

2 Baths

2,032 Sq.Ft.

$619,000

MLS#: 1004128

This in-ground pool home boasts a 2021 roof and a 2018 HVAC system with a smart panel for efficient year-round climate control. Enjoy pure and soft water with the included water softener and reverse osmosis system. Hurricane windows and doors provide protection and energy efficiency. The home is wired for a whole-house generator, ensuring you're never without power, and features a dedicated power source for your RV, ideal for travel enthusiasts.
#1004102

Mary Esther

402 Sandy Ridge Circle

3 Beds

2 Baths

1,510 Sq.Ft.

$364,500

MLS#: 1004102

***UNDER CONSTRCUTION*** Selections and colors will vary!
Come check out this new construction 1,648 square foot two story home. The home features 3 bedrooms and 2.5 baths, Cortec Pro Plus flooring in all formal and wet areas, and Quartz counter tops in the kitchen and bathrooms. Bermuda sod will be added before completing. The master bedroom features double walk-in closets, and master bathroom features a double vanity. Spare bedrooms are large as well. This community is located approximately 9 miles from Tyndall Air Forces Base, 22 miles from Mexico Beach, and 22 miles from Panama City Beach. Home is expected to be finished in August.
#790491

Panama City

7144 Fox Meadow Drive

3 Beds

2 Baths

1,648 Sq.Ft.

$300,604

MLS#: 790491

Great opportunity to own a residential lot in Lynn Haven! This spacious lot is ready for you to build and is situated in a desirable area. Whether you are looking to build your primary residence, or you are a builder or investor looking for your next project, this one is worth a look.

The seller has 6 additional parcels available on this street that may be purchased together, offering added opportunity for those looking to acquire multiple lots in the area. A wonderful option for a variety of buyers and uses.
All measurements are approximate and should be verified.
#790472

Lynn Haven

000 Maryland Avenue

None Beds

None Baths

0.17 acres

$72,900

MLS#: 790472

***UNDER CONSTRUCTION*** SELECTIONS AND COLORS WILL VARY.
This Brand-new construction 1,317 square foot home features a cozy floor plan, knock out ceilings in the family room and master bedroom. The kitchen features stainless-steel appliances, quartz countertops and a breakfast bar. This model features coretec pro plus flooring in all formal and wet areas. This community is approximately 9 miles from Tyndall Air Force base, 22 miles from Mexico beach, and 22 miles from Panama City beach. Come and experience the difference with Adams Homes.
#790486

Panama City

7130 Fox Meadow Drive

3 Beds

2 Baths

1,317 Sq.Ft.

$270,858

MLS#: 790486

Great 3-bedroom, 2-bath beach home in Summer Breeze subdivision for sale! Recent updates include fresh paint, new soft close kitchen cabinets and drawers, and paid-off solar panels! Power Bill averages $40 a month. The kitchen is beautiful featuring granite counter tops, stainless appliances, and tile backsplash! Large yard with screened in  private pool! Privacy fence.  Seller is motivated! All measurements are approx. and should be verified by buyer.
#790480

Panama City Beach

117 Summer Breeze Road

3 Beds

2 Baths

2,160 Sq.Ft.

$500,000

MLS#: 790480

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