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Welcome to 2417 Charco Drive, the kind of home buyers have been waiting for. At just $275,000, it's hard to find another property in this area that offers this much space, condition, and location for the price.

Tucked just off 23rd Street, this home keeps you close to everything Panama City has to offer while still giving you the comfort of a quiet neighborhood feel. Inside, you'll immediately notice the warm, inviting layout with updated finishes, spacious living areas, and a cozy fireplace that truly makes the house feel like home.

The kitchen has been refreshed with modern touches, stainless appliances, and plenty of cabinet and counter space making it functional for everyday living while still feeling stylish and welcoming. The bedrooms are generously sized, the bathrooms have been updated, and there's flexible space that works perfectly for a home office, playroom, or second living area.

Step outside and you'll see what really sets this property apart. A large fenced backyard with an oversized deck built for entertaining, relaxing, and enjoying Florida evenings with family and friends.

Homes in this price range often need major updates or sacrifice location. This one gives you both: move-in ready condition and one of the most convenient locations in town. Whether you're a first-time buyer, downsizing, or simply looking for the best overall value in Panama City, this home deserves a spot at the top of your list.
#789539

Panama City

2417 Charco Drive

3 Beds

2 Baths

1,465 Sq.Ft.

$275,000

MLS#: 789539

Check out this rare opportunity to own a hilltop custom home with exceptional Gulf views on Florida's Forgotten Coast.  This custom-built home has never been used as a rental and has had just one owner who meticulously maintained it. It has the charm and details perfect for a personal residence, but also massive rental possibilities for investors. 


This three-story coastal home sits on an expansive .573-acre parcel in St. Joe Beach just east of Mexico Beach and directly across from the Gulf.  This property offers unbelievably large front and backyard spaces for a home that is so close to the Gulf.  The backyard alone is approximately 100 feet by 60 feet, which is larger than many nearby lots.  As a result, this home has nearly endless exterior parking opportunities whether it be for your boat, RV, or extra spaces for renters.  All of this space also provides the flexibility to add additional square footage, especially when you consider that this property is not in a flood zone.


The outdoor living space is where this home truly shines. The inground pool is framed by an elegant brick paver deck, creating a polished, resort-like setting. Surrounded by mature, thoughtfully designed landscaping, the pool feels tucked away and serene--something increasingly hard to find at the beach. The private outdoor shower adds a distinctly tropical touch, while the nearby tiled bathroom offers convenience for pool guests.


From the ground level, access all floors by elevator or by an upscale traditional staircase - no need to struggle with exterior stairs or a narrow staircase common in many beach houses.  Also, the elevator offers handicap accessibility that is rare in multi-story coastal homes. The home has hurricane impact windows throughout. The third floor is the heart of the home--an open-concept living, kitchen, and dining area designed to capture elevated views of the Gulf. A gas log fireplace anchors the living space, while the 30x12 foot front porch invites you to relax and take in the coastal breeze. Two additional bedrooms share a full bath, and one features its own private balcony overlooking the water. An oversized walk-in pantry that could also be used as a lock-out closet completes the thoughtfully designed upper level.


The second floor is designed with comfort and flexibility in mind. The spacious master suite and bonus area occupy the entire front of the home -- featuring dual vanities, a large tiled shower, and a walk-in closet with a custom shelf system. The master suite's generous 14.5 x 11 foot bonus room is perfect for an office, gym, nursery, additional sleeping space, or just a luxuriously large seating area. Both the bedroom and bonus room open to a full-length screened porch with gas and water hookups, creating a peaceful, year-round retreat with Gulf views. A private guest suite with en suite bath sits toward the rear of the home.  Between these two suites sits a custom, built-in laundry area with surrounding cabinetry and workspace, which blends in seamlessly and allows you the option to conceal the washer and dryer. 


The center of the ground level features a formal foyer and seating area leading to the elevator and staircase. On each side of the foyer is an extra large enclosed garage bay each with additional storage closet space.  The right garage bay is expanded to accommodate a golf cart or riding mower and is complete with its own automatic rear-entry garage door, while the left garage bay features direct access to the pool.  Outside just steps from the pool is a quaint pool house with a bright, cheerful interior.  It includes electricity, a ceiling fan, refrigerator, counterspace and a large sink. Whether used as a poolside lounge, creative workspace, or additional storage, it enhances the entire outdoor experience. Altogether, this setup creates an ideal environment for hosting--seamlessly accommodating long beach days, pool gatherings, and effortless indoor-outdoor living. Situated next to Veterans Memorial Park at Beacon Hill, you will enjoy a large beach access, four pickleball courts, a dog park, playground, and more.  Unique Forgotten Coast experiences like scalloping and fishing in St. Joe Bay and evenings in historic downtown Port St. Joe, resort-style downtown Windmark Beach, or charming Mexico Beach are just minutes away.


Never rented and lovingly cared for, this home offers exceptional income-producing potential with no HOA fees or restrictions and low unincorporated property taxes.  With space, charming details, accessibility, and a resort-style outdoor setting just steps from the Gulf, this is a property that truly stands apart.  To see more, please request the virtual tour!
#789514

Port St Joe

8622 W Hwy 98

4 Beds

3 Baths

2,854 Sq.Ft.

$1,349,000

MLS#: 789514

Buyer gets $7,000 toward closing costs or options! You won't find this quality at this price anywhere else. This brand new home in Sunny Hills is full of value: open floor plan, 9' ceilings, LVP flooring, and modern finishes. Kitchen features quartz countertops, white shaker cabinets, subway tile backsplash, GE appliances, and farmhouse sink. Spacious primary suite with dual vanities + private bath. Separate laundry room. Sunny Hills is a way of life with lakes, boat ramps, parks, beach, golf course & no HOA. See this home today, it won't last long!
#1002585

Chipley

2351 Dumajack Road

2 Beds

2 Baths

957 Sq.Ft.

$189,900

MLS#: 1002585

Experience the best of the Emerald Coast at this beautifully updated two-bedroom condo at SeaCrest on Okaloosa Island. Perfectly positioned on the second floor and closer to the beach, this inviting retreat combines comfort, style, and convenience in one of the building's most desirable locations. SeaCrest underwent a major exterior renovation in 2022, featuring all-new windows, sliding glass doors, and fresh exterior paint. Inside, the condo offers an effortlessly livable floor plan with sophisticated touches throughout, including bamboo flooring, an upgraded kitchen, updated furnishings and décor, a Google Nest thermostat, a new hot water heater installed in 2022, and a new refrigerator with an ice maker added in 2025. A standout feature of this property is the deeded covered parking spa ce -- a rare and highly sought-after benefit not available with all SeaCrest units. Residents and guests also enjoy an impressive array of amenities, including a sparkling indoor/outdoor swimming pool heated during the winter months, a fitness center, a BBQ area, ample parking, and, of course, the sugar-white sands and emerald waters just steps from your door.
#1002487

Fort Walton Beach

895 Santa Rosa Boulevard 206

2 Beds

2 Baths

1,074 Sq.Ft.

$399,000

MLS#: 1002487

Sellers offering $5000 toward buyer closing costs with acceptable offer.

Check out this newer south Crestview home - designed with comfort, style, and modern living in mind. This beautifully crafted 4-bedroom, 2-bath home offers a spacious and open layout that's perfect for both everyday living and entertaining.

Step inside to discover a bright, welcoming interior featuring gorgeous wood-look flooring throughout the main areas and plush carpet in the bedrooms for added comfort. The heart of the home is the stunning kitchen, complete with a large island bar, sleek stainless steel appliances, a smooth-top range, built-in microwave, quiet dishwasher, and a generous pantry - ideal for hosting gatherings or enjoying casual meals. 
 Beyond the spacious living room is the private primary suite, a true retreat, boasting a large walk-in closet and a true retreat, boasting a large walk-in closet and a well-appointed en-suite bath with double vanities, an oversized linen closet, and a spacious 5-foot shower. Three nicely sized guest rooms share a second full bath. 

Enjoy outdoor living on your covered back patio, perfect for relaxing evenings or weekend get-togethers. The home's durable and stylish Hardie plank exterior adds both charm and long-lasting value.

Located in the desirable Shoal River Landing community in South Crestview, residents enjoy fantastic amenities including a community pool, cabana, sidewalks, and underground utilities--all contributing to a clean, connected neighborhood feel.

Don't miss your chance to own this incredible home!
#1002460

Crestview

417 Scarborough Street

4 Beds

2 Baths

1,787 Sq.Ft.

$299,000

MLS#: 1002460

Check out this 4 bedroom 2 bath home now available to rent in Liberty Subdivision just north of Panama City. Open floor plan with split bedrooms and dedicated laundry. Plus, Liberty has all the extras like a basketball court, two pickleball courts, a fitness center, yoga room, playroom for children, meeting room, and poker room. Outdoor amenities include two playgrounds, outdoor grills and kitchens at both centers, as well as two large pools and a splash pad at the main amenity center. The 7,500 square foot clubhouse also offers wellness rooms and inviting gathering spaces. Scenic ponds, fountains, and lush conservation areas add to the beauty and charm of the community. Pet considered but not guaranteed. Ask about discounted deposit for Active Duty Military.
#789541

Panama City

6416 Bellavia Lane

4 Beds

2 Baths

1,812 Sq.Ft.

$2,100

MLS#: 789541

Experience the charm of The Harvey, a 5-bedroom, 4-bath retreat. From the covered porch, enter a foyer opening to a formal dining room with coffered ceilings. The heart of the home is the quartz island kitchen, flowing into the family room and out to a breezy covered patio. The primary suite is a true retreat with a sitting area, soaking tub, and huge walk-in closet. With trey ceilings, an upstairs loft, a main-level bed and bath, plus a 3-car garage, this home is built for hospitality. Visuals feature a similar home for inspiration. Pricing is the base starting point; final price based on features selected.
#1002557

Freeport

Lot 10 Clarke Hill Road

5 Beds

4 Baths

2,683 Sq.Ft.

$483,850

MLS#: 1002557

Thoughtfully reimagined and ideally positioned within Sandestin's Island Green, this residence offers a refined, design-forward approach to living, where luxury, comfort, and wellness are seamlessly integrated.

Overlooking the Raven Golf Course, the setting is both private and picturesque, while the interiors reflect a cohesive and elevated design. With 5,391 square feet of renovated indoor living space, an oversized lanai and pool, and a generous fenced backyard featuring an elevated entertaining deck, all framed by enhanced landscaping and fencing overlooking the signature island green, this home offers both a relaxed sense of openness and peace of mind along the lakefront. The interior renovations have elevated the original home with improved kitchen cabinets and appliances, bathrooms, interior and exterior paint, wide-plank engineered hardwood throughout, curated lighting, and a reimagined 2nd-story floorplan allowing an additional bedroom. 

A defining element of the home is its comprehensive investment in wellness and environmental quality. From upgraded HVAC and new ductwork to whole-home dehumidification, advanced air and water filtration, and low-tox materials, every detail has been carefully considered to support a cleaner, more balanced living environment.

Outdoors, the re-plastered pool and spa have been thoughtfully upgraded to a heated saltwater system, complemented by luxury shell stone tile and an integrated sound system, creating a refined, resort-style setting designed for both relaxation and entertaining.

A collection of recent capital improvements, including a new metal roof (2025), impact-rated entry door, two new tankless water heaters, and a climate-controlled garage, enhance both long-term value and peace of mind.

An elevated retreat that not only presents beautifully, but lives exceptionally well within one of Sandestin's most sought-after golf course enclaves.
#1002486

Miramar Beach

1536 W Island Green Lane

5 Beds

4 Baths

5,391 Sq.Ft.

$3,200,000

MLS#: 1002486

Low-maintenance living with exceptionally low monthly costs--this is the kind of home that just makes sense. Walk in to high ceilings and modern 2 panel doors that give off a grand vibe! Enjoy breakfast at your new eat-in kitchen bar and relax by the firepit in the evening. 
Granite, shaker style cabinets, laminate vinyl plank flooring throughout AND a durable metal roof ensure that you will not be spending your weekends on projects or lawn maintenance.
#1002153

Valparaiso

103 Penny Lane

2 Beds

2 Baths

1,012 Sq.Ft.

$292,000

MLS#: 1002153

MID JUNE COMPLETION - ALL BRICK - So conveniently located near schools/shopping/etc.  McCarthy Estates S/D has one beautiful street for these all-brick homes featuring raised ceilings, luxury vinyl plank flooring in common areas, carpet in bedrooms.  Ceiling fans throughout, quartz countertops, recessed lighting.  The 'Carter' plan features open family/dining/kitchen area.  Work island w/bar seating, corner pantry, large laundry room, rear patio for relaxing.  Garage is finished; yard is fully landscaped.  Seller will contribute up to $15,000 toward buyers closing costs/prepaids/rate buydown (call for details).  Photos of similar completed home, elevation, interior/exterior finishes will vary.
#1000383

DeFuniak Springs

91 Spooner Street

3 Beds

2 Baths

1,295 Sq.Ft.

$245,000

MLS#: 1000383

The kitchen features an exquisite granite island and countertops, ample cabinet and counter space, and stainless-steel appliances. The private balcony can be accessed from the living room and both bedrooms, making it perfect for entertaining or relaxing at the end of the perfect beach day. The primary suite serves as a true sanctuary, complete with an en-suite bathroom featuring a garden bathtub, a separate shower, and walk-in closet. The generously sized guest bedroom also has an ensuite bathroom offering privacy and convenience for family members or guests. Updates include refrigerator, washer, & dryer 2024, and the shower has been retiled. This second-floor unit is situated steps from the parking garage, no elevator or stairs needed to access your home.
Island Reserve is an exclusive gated resort community offering top-notch amenities, including a luxurious one-acre resort-style lagoon pool, state-of-the-art fitness facilities, billiard and game rooms, a media center with a 100'' theater screen, basketball, and pickleball courts. The courtyards surrounded by lush landscaping and strategically placed benches to ensure maximum enjoyment. The community in centrally located close to popular attractions, dining and shopping options, as well as the stunning Gulfs white sandy beaches and emerald, blue green waters. Don't let this incredible property slip through your fingers! Why wait? Schedule a tour today and see for yourself the amazing lifestyle you could enjoy--reach out to a realtor now to make it yours. All information is approximate and should be verified by the buyer if deemed important.
#789501

Panama City Beach

8700 Front Beach Road 6202

2 Beds

2 Baths

1,325 Sq.Ft.

$269,000

MLS#: 789501

Seller has proactively addressed the roof -- property is currently insurable and seller has obtained insurance quotes available upon request. For buyers seeking a new roof, seller has a licensed contractor identified, quotes in hand, and is open to a closing concession toward replacement for offers near asking price. HOA architectural review process is in place and the path forward is clear. Seller is motivated 

4BR/2.5BA ranch home in Palmetto Trace with pond frontage, community pool access, and a convenient Panama City Beach location near shopping, dining, and the beach. Built in 2006, this single-level home offers approximately 2,425 square feet under roof with an open living area, tile flooring throughout with carpted bedrooms, crown molding, 9 foot ceilings, and abundant natural light. Carpet just replaced in the bedroom staged as an office. The kitchen features a breakfast bar, pantry, and included appliances. The primary suite includes a walk-in closet and double vanity bath. Enjoy a covered patio, spacious backyard with pond views, and a 2-car attached garage. Palmetto Trace amenities include a community pool and sidewalks throughout the neighborhood.
#1002548

Panama City Beach

231 Middleburg Drive

4 Beds

2 Baths

2,425 Sq.Ft.

$489,000

MLS#: 1002548

This charming 3 bedroom 2.5 bath house, located in the desirable Driftwood Estates area is available for immediate occupancy.
The open floor plan includes a loft area upstairs that can be used as bonus living space. The kitchen offers ample cabinet space, stainless steel appliances and seating for 4 at the counter. A half bath and the master bedroom finish out the first floor, while the master bath has a separate shower and a jetted tub. Along with the upstairs loft two bedrooms and a shared bath complete the second level. The entire house has fresh paint and landscaping, and the backyard is partially fenced and has a spacious patio. This home provides ample parking with a large driveway and a two car garage. There is a bonus refrigerator in the garages as well for added convenienc
#849680

Santa Rosa Beach

113 Red Maple Court

3 Beds

2 Baths

2,347 Sq.Ft.

$2,695

MLS#: 849680

UNDER CONTRACT - Owner taking backups.  Welcome to peaceful coastal living in the gated community of Bay Point.  This bright and inviting 1 bedroom condo in Lagoon Towers offers beautiful water view and a relaxed lifestyle.  Enjoy morning coffee on the balcony overlooking the pool, lagoon, the pass to the Gulf, Bay Point Golf Course and unwind in the quiet surroundings that make Bay Point one of the most desirable residential communities in Panama City Beach.  Perfect as a primary residence, second home, or long term rental investment property. Residents enjoy a wide range of amenities including a waterfront pool, dock access, bike room, and additional storage.  The monthly HOA fee of $605 includes water, trash service, cable TV, internet, pool, dock access. making ownership simple and convenient.  Located just minutes from boating, golf, dining, and the beautiful beaches of the Emerald Coast and close to the renowned Bay Point Marina.  Vacant and easy to show.  New reduced price!
#768495

Panama City

4600 Kingfish Lane 508

1 Beds

1 Baths

884 Sq.Ft.

$239,900

MLS#: 768495

PRICE IMPROVEMENT! Welcome to 7109 Penn Way, a beautifully designed 4-bedroom, 2-bath home located in the Barrett's Park community. Built in 2020 and offering nearly 1,800 square feet, this home features a thoughtfully designed split-bedroom layout paired with an open-concept floor plan that creates the perfect balance of comfort, functionality, and modern style. Situated on a quiet side street with no through traffic, you'll enjoy a more private and peaceful setting while still being close to everything.  Convenience is one of the standout features of this location. You're only a short drive from Tyndall Air Force Base, local shopping, dining, and the beautiful beaches of Panama City. Nearby everyday essentials include a newly built Starbucks and Publix Super Market just minutes away. With its combination of a great price, upgrades, space, and location, this property offers exceptional value compared to many newer construction homes currently on the market.

Inside, the spacious living and dining areas flow naturally into the kitchen, making the home ideal for entertaining or everyday living. The kitchen is equipped with a large center island, generous counter space, and a walk-in pantry that provides plenty of storage. Whether you're hosting friends or preparing family meals, this layout keeps everyone connected.  The primary suite is privately positioned toward the back of the home and includes dual vanities, a large walk-in closet, and a separate soaking tub and shower for a relaxing retreat. The additional bedrooms are located on the opposite side of the home, offering flexibility for guests, children, or even a home office setup.  Out back, you'll find a covered patio overlooking a spacious fenced-in yard with plenty of room for pets, outdoor gatherings, gardening, or simply enjoying the Florida weather in your own private space.  You don't want to miss the chance to check this one out!  All measurements are approximate and should be verified if important.
#789558

Panama City

7109 Penn Way

4 Beds

2 Baths

1,789 Sq.Ft.

$279,900

MLS#: 789558

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