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Waterfront dream home STR allowed and priced to sell with waterfront hot tub! 

This renovated 3-bedroom, 2-bath home sits directly on the Lagoon with seamless access to the Bay and Gulf - meaning you're not just buying a house, you're buying actual usable water access (rare, valuable, and not something  fake with a ''near water'' filter).

Inside, the open-concept layout keeps things simple and functional - no wasted space, no awkward walls, just a clean flow designed for real living and entertaining. Custom features include barn doors, architectural details like a trellis in the main room, and XL multi slide patio doors leading straight to the Florida sunshine. Master shower is a custom masterpiece with gorgeous tile, built in, and large bench seating. Master bedroom has incredible water views with sliding door access straight onto the back deck. Master bath also has single door access into the tropical Florida oasis. TWO closets in the master provide ample storage for the fashionista or memories. 

Step outside and this is where this dream home earns its price tag:

Covered porch + expansive deck overlooking the water
Private dock with covered boathouse and 10k lift
Hot tub positioned for sunset views (yes, the kind people pretend to have on Instagram)

Whether you're boating, hosting, or just trying to drink your coffee without hearing your neighbors' life story, this setup delivers.

Renovated in 2018, the home offers a low-maintenance exterior and landscaping - because owning waterfront shouldn't feel like a second job.

Key Features:

3 Bedrooms
2 Bathrooms
Direct Lagoon access (Bay + Gulf connectivity)
Private dock with boathouse + lift
Hot tub + outdoor living space
Updated, open layout

Reality Check:
If you've been looking at ''water-adjacent'' homes pretending to be waterfront - this is the upgrade.

Extremely well maintained by builder owner with 2020 hot water heater, HVAC 2014, Roof 2019, appliances 2016 to 2024. Most furnishings negotiable.

All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.
#787859

Panama City Beach

7016 S Lagoon Drive

3 Beds

2 Baths

1,397 Sq.Ft.

$995,000

MLS#: 787859

Charming and well-maintained 2-bedroom, 2-bath home with thoughtful updates throughout. Recent improvements include fresh interior paint, new flooring in both bedrooms, freshly painted cabinetry, updated countertops, and upgraded plumbing with durable PEX piping--giving the home a clean, modern feel while offering long-term peace of mind.

The layout offers comfortable living with an indoor laundry area for added convenience. Step outside to a covered back patio, perfect for relaxing or entertaining, along with additional outdoor storage for tools, bikes, or seasonal items.

This home checks the boxes for both functionality and value. Ideal for a primary residence, second home, or investment opportunity.
#999748

Fort Walton Beach

87 NE Harris Road

2 Beds

2 Baths

1,078 Sq.Ft.

$209,000

MLS#: 999748

Located in desirable Sunny Hills Unit 1, this luxury floor plan 3-bed, 2-bath home in is ''brand new'' shape. Seller did not ended up living in this home and has not used the appliances. He's added a fence to the entire back yard and stained it for additional protection against WDOs. (Fence work will be completed soon.) One feature of this beautiful home you'll notice right away is how spacious it feels, all the way from the home's entrance to the master bathroom, bedroom, and large walk-in closet! Home features granite countertops and premium vinyl plank flooring with carpet in the bedrooms to keep your toes warm and toasty during our few chilly northwest Florida winter mornings! Besides lovely granite countertops, large kitchen also has gorgeous cabinets, as well as stainless steel range, dishwasher, and microwave. On top of all this beauty, this home has some great curb appeal! In this location, besides our own beautiful and popular Boat Lake Swimming & Recreation Park, County Library, Wilder Skate Park, plus so many fishing lakes and ponds, you will have easy access via newly 4-laned Hwy 77 to PC, PCB, with our sparkling emerald green waters and white-sand beaches, Chipley and I-10 to the north by 20 minutes, and all the very best the Florida Panhandle has to offer. Please call your favorite Realtor RIGHT NOW to tour this well-built, high quality home. It's not going to last! (** Notes: High speed fiber optic should be available for $30/month. We have it and it's always been fast and RELIABLE!!! Also... seller's VA loan should be assumable at 4.875%!! VA must approve.**)
#787884

Chipley

2295 Rockford Drive

3 Beds

2 Baths

1,294 Sq.Ft.

$231,900

MLS#: 787884

Set on approximately a ½ acre, this private coastal retreat is ideally located near Eden State Gardens, just a ¼ mile to the public boat ramp at the north end of CR 395, and only two miles from Seaside in the charming and historic community of Point Washington, Florida.
Both the main cottage and guest cottage, along with the garage structure, showcase custom craftsmanship, impeccable finishes, and premium materials throughout. The kitchen features Wolf and Sub-Zero appliances, while the interior and exterior details reflect thoughtful design and exceptional quality at every turn.
The landscaping is lush and mature, complemented by beautifully executed hardscaping that enhances the sense of privacy and retreat-like living. Every space--indoors and out--has been curated for comfort, beauty, and effortless functionality.
Please inquire for additional details or to arrange a private showing of this extraordinary property.
#999733

Santa Rosa Beach

1066 N Co Hwy 395

3 Beds

2 Baths

1,280 Sq.Ft.

$1,395,000

MLS#: 999733

Nestled on a quiet cul-de-sac along a private, no-outlet street, this beautifully updated home offers sweeping, unobstructed views of the 9th fairway of Baytowne Golf Course, along with a serene lake and charming footbridge backdrop. Located in the highly desirable, rental-restricted St. Andrews neighborhood within Sandestin Golf and Beach Resort, this property combines privacy, elegance, and resort-style living. The Sandestin Resort boasts more than seven miles of sugar-white sand beach and bayfront property, four championship golf courses, 15 world-class tennis courts, 6 pickleball courts, access to 4 resort swimming pools, a 123-slip marina, water sports, children's programs, a fitness center and spa, 65,000 square feet of meeting space and The Village of Baytowne Wharf a pedestrian village featuring a host of boutique shops, casual and fine dining restaurants, nightclubs and bars that come alive with strolling musicians, street performers, dancing fountains and lively festivals and events. Everything within the resort's gates is accessible by golf cart or bicycle.
#999694

Miramar Beach

8808 Saint Andrews Drive

3 Beds

2 Baths

1,986 Sq.Ft.

$1,300,000

MLS#: 999694

Elevated coastal living meets modern elegance in this exceptional Camden residence, perfectly positioned in the heart of Alys Beach. Built in 2021, this beautifully designed home captures the essence of refined sophistication with its seamless indoor-outdoor flow, as fully retractable glass doors open to a spacious private balcony overlooking lush, manicured grounds.
Inside, the open-concept living space is both inviting and striking, anchored by a chef's kitchen featuring professional-grade appliances, quartz countertops, and a sleek waterfall island--ideal for both everyday living and entertaining. A designer dining area adds warmth and style, creating a space that feels both luxurious and effortless. The serene primary suite is a true retreat, highlighted by expansive windows and a spa-inspired ensuite with dual vanities and a walk-in shower. Two additional guest suites, each with private baths, offer comfort and privacy for family or visitors.
As an owner, enjoy exclusive access to world-class amenities including the renowned Caliza Pool, fitness center, tennis courts, and deeded beach access, all just moments from upscale dining and boutique shopping. This is Alys Beach living at its finest, timeless, sophisticated, and undeniably captivating.
#999785

Alys Beach

70 Governors Court C302

3 Beds

3 Baths

1,942 Sq.Ft.

$3,880,000

MLS#: 999785

The Josephina II. A wonderfully designed single story home that maximizes space and creates the perfect place to gather with friends and family. The kitchen is in the ideal location, right between the family room and dining room, allowing everyone to feel connected in the social hub of the home no matter if they are watching a game on the TV or seated down at the kitchen table. Bring the conversation outside onto the covered back patio as you sip sweet tea. Your secluded primary retreat features a trey ceiling, large closet, dual vanity, and separate shower & soaking tub. The 3 bedrooms on the other side of the house each have trey ceilings and walk-in closets and there are 2 more full bathrooms to accommodate everyone in the home. Photos/videos are of similar homes. NOW is the time to choose your interior color package and add upgrades and options to customize.
#999768

DeFuniak Springs

Lot 12 Lagoon Pass Drive

4 Beds

3 Baths

1,760 Sq.Ft.

$324,850

MLS#: 999768

Coastal living meets flexibility and investment potential in this Gulf view home located just minutes from the beach, Gulf Place and Shunk Gulley. Designed with a lockout apartment on the first floor, this home offers the perfect layout for guests, rental income or multi-generational living. The second floor features the main living area with an open kitchen, dining and living spaces centered around a gas fireplace and Gulf view balcony. The third floor is a private owner's retreat with master suite, office and additional storage along with elevated Gulf Views.Additional features include two laundry centres, outdoor shower, multiple balconies and paver driveway. This home offers an exceptional opportunity, sold fully furnished and NO HOA. Buyer to verify all information deemed important.
#999706

Santa Rosa Beach

11 Abbey Road

3 Beds

2 Baths

2,436 Sq.Ft.

$1,699,000

MLS#: 999706

Set along a tranquil canal with direct access to Choctawhatchee Bay, this thoughtfully designed residence brings a rare sense of ease to waterfront living. The expanded floor plan adds meaningful scale where it matters most, creating a home that feels airy, functional, and well-suited to both everyday life and effortless entertaining. With four bedrooms and three full baths, the layout offers generous proportions, refined finishes, and a strong connection to the water at nearly every turn. At the heart of the home, an open-concept living, dining, and kitchen area is designed to make the most of natural light and calming canal views. The enlarged living spaces create a comfortable flow, while the gourmet kitchen elevates the experience with premium finishes, a gas range, and an oversized island that serves as a natural gathering place. An electric fireplace adds warmth and character to the main living area, creating an inviting focal point.

Water views remain a constant presence throughout the home, with the dining area and primary suite, oriented to capture the peaceful setting. The primary suite offers a private retreat with a spacious ensuite bath, while the upstairs laundry room adds practical convenience to the home's well-executed design.

Outside, a covered porch extends the living space and provides the perfect setting for quiet mornings, casual evenings, and breezes drifting in from the bay. Combining an improved layout, quality construction, and direct bay access, this residence offers an exceptional opportunity to enjoy waterfront living with comfort and style. Centrally located near shopping, dining, and the beach, it places the best of the coast within easy reach.
#999757

Santa Rosa Beach

2015 W Hewett Road

4 Beds

3 Baths

2,369 Sq.Ft.

$875,000

MLS#: 999757

Just a short walk to Historic St. Andrews' shops and restaurants, enjoy brunch at Alice's, lunch overlooking the bay at Uncle Ernie's, dinner at Hunt's Oyster Bar, or browse the local markets every Saturday, all within a 15-minute stroll. This prime location is also just a 15-minute drive to the sugar-white beaches of the Gulf, 8 minutes to the Naval Base, and 26 minutes to Tyndall AFB.

Experience classic Florida charm in this beautiful 1941 cottage, fully updated in 2019, including the roof and HVAC. Located just two blocks from Lake Huntington with open water access to St. Andrews Bay and the Gulf, this home offers the perfect balance of vintage character and modern comfort. Inside, you'll find hardwood floors, abundant natural light, a welcoming front living area, and a second living space off the updated kitchen featuring an island, stainless steel appliances, and stylish gold finishes.

The fenced backyard provides plenty of room for entertaining, gardening, or potential expansion. Whether you're searching for a full-time residence, a weekend retreat, or an investment property, this home delivers the ideal combination of location, charm, and flexibility. Zoned ''Neighborhood General'' for added potential, it also offers excellent visibility from Hwy 98, making it ideal for running a small business from home. With two living spaces, you can easily create a welcoming front lobby and a private retreat in the rear. A true gem of coastal living!
#781008

Panama City

1709 Cincinnati Avenue

2 Beds

2 Baths

1,056 Sq.Ft.

$216,000

MLS#: 781008

Welcome to this beautifully updated 3-bedroom, 2-bath home offering nearly 1,900 square feet of comfortable living space in a prime central location. Freshly painted throughout, this home is move-in ready and designed for both relaxation and entertaining.

Step inside to a spacious living room featuring a cozy fireplace, perfect for gathering on cooler evenings. The home also boasts a stunning great room filled with natural light from large bay windows, creating an inviting and airy atmosphere.

The oversized primary suite is a true retreat, offering over 300 square feet of space, elegant tray ceilings, and beautiful bay windows. Enjoy the convenience of a large walk-in closet and a luxurious en-suite bathroom complete with travertine tile throughout, a walk-in shower, and a relaxing jacuzzi tub.

Outside, you'll find an open back patio ideal for entertaining, along with a large backyard enclosed by white vinyl fencing--perfect for privacy, pets, or play.

Centrally located and just minutes from shopping, dining, and everyday conveniences, this home is also only 15 minutes from the world's most beautiful beaches, offering the perfect balance of lifestyle and location.

Don't miss your opportunity to own this exceptional property!
#787870

Panama City

4115 W 21st Place

3 Beds

2 Baths

1,924 Sq.Ft.

$325,000

MLS#: 787870

Water, sewer, and lawn care included. Beautiful, fully remodeled 2 Bedroom 2 Bath Unit within walking distance to the beach.

The open living space flows seamlessly into the kitchen which boats new, stainless steel appliances and plenty of cabinet and counter space. This gorgeous remodel also includes a tile shower in one bathroom, and a shower tub combo in the other, as well as a fully fenced, shared backyard.

Just a short drive to St Andrew's State Park, a .25 mile walk the closest beach, or a .5 mies to Richard Seltzer Park. Enjoy a day at the beach and finish it off at one of the many nearby restaurants. This home is also only 4 miles from the Navy base.

Applicants should have verifiable income of at least 2.5x the monthly rent, stable rental history, and meet standard credit and background requirements

Contact us to schedule a self-guided tour today!

Hermosa unidad de 2 dormitorios y 2 baños, totalmente remodelada y a poca distancia a pie de la playa.

La sala de estar de concepto abierto fluye armoniosamente hacia la cocina, la cual cuenta con electrodomésticos nuevos de acero inoxidable y un amplio espacio de gabinetes y encimeras. Esta magnífica remodelación también incluye una ducha revestida de azulejos en uno de los baños y una combinación de bañera y ducha en el otro, así como un patio trasero compartido y completamente cercado.

Se encuentra a un corto trayecto en coche del Parque Estatal St. Andrew's, a 0.25 millas a pie de la playa más cercana y a 0.5 millas del Parque Richard Seltzer. Disfrute de un día en la playa y termínelo en uno de los muchos restaurantes cercanos. Además, esta vivienda se encuentra a solo 4 millas de la base naval.

Los solicitantes deben contar con ingresos verificables de al menos 2.5 veces el monto del alquiler mensual, un historial de alquiler estable y cumplir con los requisitos estándar de crédito y antecedentes.

¡Contáctenos hoy mismo para programar un recorrido autoguiado!
#787886

Panama City

3904 Ocean View Drive B

2 Beds

2 Baths

1,000 Sq.Ft.

$1,750

MLS#: 787886

WHAT A DEAL!!! 4-bedroom, 4-bath under $800K in Blue Mountain Beach!!!
Great investment opportunity in South Santa Rosa Beach, features ensuite bathrooms in every bedroom & built for maximum rental performance. Furnished, 2022 built beach home in Ventana Dunes offers one of the most desirable layouts for short-term rentals w/ all 4 spacious bedrooms featuring private bathrooms, ideal for hosting multiple families & maximizing occupancy. Designed w/ both durability & guest comfort in mind, the home includes a metal roof, hardie board siding & vinyl plank flooring throughout for low-maintenance ownership.
-4 bedrooms | 4 full baths (all ensuite) 
-Furnished
-New quartz countertops, sinks & faucets being installed
-Open-concept living designed for group stays
-Primary suite w/ double vanities soaking tub, walk-in shower & dual closets
-Screened-in patio with private, wooded backdrop
-Unbuildable lot next door adds rare privacy
-Community Pool
-Low HOA
Located in the highly sought-after Blue Mountain Beach area, this property offers unbeatable proximity to 30A's beaches, dining, and attractions--key drivers of consistent rental demand.
Guests will love the convenience:
~2 minutes to The Village (dining, ice cream, services)
~3 minutes to beach access & popular local hotspots
-Easy connection to biking/walking trails and beach access points
Ventana Dunes residents enjoy a community pool and direct access to trail systems, enhancing guest experience and repeat bookings.
Whether you're expanding your portfolio or securing a high-demand vacation rental, this property checks all the boxes for income potential, location, and layout.
Investor-ready and aggressively priced--opportunities like this in South Santa Rosa Beach are rare. Schedule your showing today!
#994604

Santa Rosa Beach

330 Ventana Boulevard

4 Beds

4 Baths

1,811 Sq.Ft.

$795,000

MLS#: 994604

Exceptional duplex investment opportunity situated on approximately 3.66+/- acres with income already in place! Each unit offers a 2-bedroom, 1.5-bathroom layout, and both are currently rented--providing immediate cash flow from day one. Positioned on a spacious parcel, this property offers more than just current income--it presents significant future development potential. According to the FLUM map, the property is designated High Density Residential, allowing for additional dwelling units, making it an ideal candidate for expansion or redevelopment. With road frontage and a convenient location, this property is well-suited for investors looking to grow their portfolio or developers seeking their next project. Opportunities like this with income + acreage + high-density zoning are hard to find--don't miss out!
#787875

Chipley

1433 South Boulevard

4 Beds

2 Baths

1,800 Sq.Ft.

$299,999

MLS#: 787875

Welcome to a cozy and inviting 2-bedroom, 1-bath single-family home sitting on a generous 0.52-acre lot, offering the perfect blend of comfort, privacy, and outdoor space. Step inside to find a functional and welcoming layout designed for easy living. The home provides a warm atmosphere with just the right amount of space for a small family, a weekend getaway, or even a rental opportunity. What truly sets this property apart is the oversized half-acre lot -- giving you plenty of room to expand, garden, park additional vehicles, or simply enjoy the peace and quiet of country-style living. Whether you're looking to create your own outdoor oasis or need extra space for hobbies and storage, this property delivers. Located in the quiet town of Ponce De Leon, you'll enjoy a relaxed lifestyle while still being within driving distance to nearby amenities, natural springs, and outdoor attractions Florida is known for. Perfect for first-time buyers, downsizers, or investors, this property offers affordability, land, and potential all in one.
#999752

Ponce De Leon

164 Waits Street

2 Beds

1 Baths

1,272 Sq.Ft.

$99,990

MLS#: 999752

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